Scam alert

How to spot a storm scammer.

After every big storm, some people show up to take advantage. Most folks knocking on doors want to help. These signs tell you who doesn't.

Red flags

Slow down if you see any of these.

They want cash, or full payment up front
A deposit can be normal. Paying the whole job before work starts, or paying in cash only, is not.
They push you to sign today
"This price is only good right now" is a pressure tactic. A real business will still be there tomorrow.
They ask you to sign over your insurance benefits
Read every page. Don't sign anything that lets someone else deal with your insurer or collect your claim money unless you fully understand it and chose them yourself.
No business address or license you can check
Only a cell number, a first name and a truck. Ask for the company name, a physical address and a license number, then look them up.
Nothing in writing
No written estimate, no contract, or blank spaces they will "fill in later." Get the full scope and price on paper.
They claim to be from the government or your insurer
Government disaster workers do not charge to inspect your home or to help you apply for aid. Ask for ID and call the agency or your insurer to confirm.
They find damage you can't see, then won't show you
Ask for photos of anything they say is wrong on your roof, or get a second opinion.

Protect yourself

Get two or three written estimates before you hire anyone for big repairs.
Check the contractor's license on your state's official licensing website.
Pay by check or card, never cash, and never the whole job up front.
Keep copies of everything you sign and every receipt.
Call your insurer yourself, using the number on your policy or our insurer quick-dial.
If something feels wrong, say no. You can always call back later.
If you think you were scammed, report it to local law enforcement and your state attorney general's office.